Performers and entertainers work at different events and parties and no matter what kind of act they are performing, it could be possible that there some accident happens due to some mishandling at your end and if it proves that it was the fault of the entertainer, then the entertainer would have to compensate the injured party and for these scenarios, there are public liability insurance for entertainers which covers these kinds of accidents so that the entertainer or the performer does not have to pay from their own pocket but the insurance covers this for them. Also, there are number of insurance companies working providing people with this kind of insurance and therefore, it needs to be ensured that the policies and the benefits of the company is what you desire and need and whether this is right or not. Also, you could go to various online websites and get the public liability insurance online quote as well.

What does the public liability insurance cover?

Usually, when a public liability insurance for entertainers is given, it covers the physical damage as well as the property damage. This is designed to not only cover you but your business which means that if the entertainer has the company and has a team of employee, then the insurance is applied to each one of them. Also, what is important is that the public liability insurance cover only the incidents during the event and not any time else.

What does the public liability insurance does not cover?

As mentioned earlier, it is only applied to the events happenings and not on anywhere else and it only covers the damage done to the public or the public property which means that if you or any of your team member ends up damaging their own equipment or property or hurt themselves during the act, then the public liability insurance cover is not for that. This is why for your own health and other properties like equipment, car and property you need to buy the separate insurance. Also, sometimes, some insurance companies will only cover some acts and some certain kind of accidents, therefore, before you take on the package, make sure you are getting what you desire.

Cost of the public liability insurance for entertainers:

The price is dependent on the area you are living in and also on how big your business is and what kind of performer you are, because based on this information, then you are divided in to dangerous and non-dangerous acts categories and the fee is generally according to that. Also, in some areas, this is the legal requirement for most kind of entertainers but even if its not legal requirement, many venue holders will still ask if you have the insurance to ensure that there will be compensation just in case.  For more information visit our website: www.midas.net.au